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Bouncy Castle Insurance: Safeguard Your Business, Protect Your Fun

Your bouncy castle hire business brings joy to countless events, but accidents can happen. Protect yourself from unexpected costs and liabilities with our specialised insurance solutions. Our team of experts understands the unique needs of bouncy castle operators and can tailor cover to fit your specific business.

Comprehensive Insurance Solutions for Leisure Equipment Hire Businesses

Expert Advice and Tailored Cover

Welcome to our dedicated resource for insuring leisure equipment hire businesses. This resource is designed to provide you with all the information and tools you need to understand your insurance needs, make informed decisions about cover options, and secure the right insurance for your business. Our brokers can assist you if you seek expert advice or require detailed cost breakdowns for adequate cover. Benefit from our years of experience and industry knowledge to ensure your business is adequately protected.

Specialised Insurance Requirements

Our team has extensive experience working with bouncy castle business owners, making us adept at understanding your unique insurance needs. We work closely with market providers to offer tailored insurance solutions specific to your industry, ensuring you have the correct cover at the best premium rates. Our understanding of your business's unique needs is what sets us apart and makes us the right choice for your insurance requirements.

Essential Insurance Cover

  • Public Liability Insurance:

    A public liability insurance policy protects your business against third-party successful claims for injury and property damage arising from your operations. It is crucial for companies that interact with the public.
  • Employer's Liability Insurance:

    Also, call EL insurance; employers' liability insurance is legally required if you have employees. It covers claims from employees for work-related injuries or illnesses. It demonstrates your practical commitment to employee welfare and legal compliance.

Importance of Using a Professional Broker

Partnering with a professional insurance broker offers several advantages:

  • Expertise and Guidance:
    Primo Brokers have in-depth knowledge of the insurance market and can navigate complex policies to find the best cover for your business. Their expertise and guidance give you the confidence and trust that you are making the right insurance decisions for your business.
  • Tailored Solutions:
    A broker assesses your specific risks and requirements, ensuring you get bespoke insurance solutions that match your business needs accurately.
  • Access to Multiple Insurers:
    Primo's brokers work with various insurers, giving you access to a much more extensive range of insurance, providers, products and competitive premiums.
  • Claims Assistance:
    In the event of a claim, your broker acts as your advocate, handling the process efficiently. Our brokers will assist you in gathering the necessary documentation, communicating with the insurer, and ensuring you receive fair treatment and settlements. This support is a key benefit of working with a professional broker.
By utilising the services of a professional broker, you not only secure comprehensive insurance cover but also gain peace of mind knowing that industry experts are effectively managing your business risks.
Our experts have years of experience in the insurance industry and a deep understanding of the unique risks and challenges faced by bouncy castle hire businesses.
They can guide you through the complexities of insurance, help you make informed decisions about your cover, and safeguard your business's success.
Chalk board with the words, where do I start?, written in white chalk
Straightforward
Simply fill out our quote form with as much detail as possible. Once our brokers receive your form they will begin the quote process.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker is happy to answer your concerns. Alternatively check out the FAQ directly below.
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Protected
Okay so you're all covered, that peace of mind is great. But should you ever require our help further request a callback.
Chalk board with the words, where do I start?, written in white chalk
Straightforward
Simply fill out our quote form with as much detail as possible. Once our brokers receive your form they will begin the quote process.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker will always be happy to answer your concerns. Alternatively, take a look at the FAQ directly below or get in contact.
Chalkboard with consulting written across the middle.
Protected
Okay so you're all covered, that peace of mind is great. But should you ever require our help in the future you can always request a callback.

Bouncy Castle Hire Insurance FAQ:
Your Guide to Safeguarding Your Bouncy Castle Business | Primo

  • What types of inflatable and leisure equipment does bouncy castle insurance cover in the UK?

    Bouncy castle insurance extends beyond just bouncy castles. It covers a wide range of inflatable and leisure equipment, including:
    • Inflatable slides
    • Obstacle courses
    • Inflatable games and activities (e.g., sumo suits, gladiator jousts)
    • Soft play equipment
    • Other party and event equipment like inflatable pubs, photo booths, and zorbs

    This comprehensive cover safeguards your business from financial losses due to unexpected incidents like accidents, injuries, property damage, and theft related to this equipment.
  • Why is public liability insurance essential for bouncy castle and inflatable game hire businesses in the UK?

    Public liability insurance is a cornerstone of protection for bouncy castle hire businesses. It shields your business from claims made by third parties for injuries or property damage that occur during the use of your equipment. Whether it's a child getting injured on a bouncy castle or an inflatable slide damaging a venue, this cover can save you from potentially ruinous financial consequences.
  • Is employer's liability insurance mandatory for bouncy castle hire businesses in the UK, even for part-time or casual staff?

    Yes, if you employ staff – even on a part-time or casual basis – UK law mandates that you have employers' liability insurance. This covers compensation claims if an employee suffers a work-related injury or illness, ensuring your compliance with regulations and providing financial security for your business.
  • How does equipment cover protect my investment in bouncy castles, inflatables, and other leisure equipment?

    Inflatable and leisure equipment can be a substantial investment. Equipment cover, which can be included in your bouncy castle insurance policy, protects this investment from damage, theft, or loss. It allows you to quickly repair or replace items, ensuring minimal downtime and continuous operation of your business.
  • What factors can influence the cost of my bouncy castle and leisure equipment insurance premiums?

    Several factors determine your insurance premiums:
    • Business Size and Type: Whether you operate indoors, outdoors, or as a mobile business can affect your premiums.
    • Equipment Value: The higher the value of your equipment, the higher the premiums.
    • Number of Employees: More employees typically mean higher premiums due to increased employer's liability risk.
    • Claims History: A history of claims can lead to higher premiums.
    • Level of Cover: More comprehensive cover options will naturally cost more.
  • Are there specific safety requirements for bouncy castle hire businesses in the UK to obtain insurance?

    Yes, insurers typically require adherence to safety standards, which are crucial for obtaining comprehensive cover and ensuring customer safety. These requirements may include regular equipment inspections, adhering to manufacturer guidelines, providing proper supervision during use, and having risk assessments in place.

    Need a risk assessment document? Download a free template here!
  • Do I need any additional insurance if I offer party services alongside bouncy castle hire?

    If you offer other services like face painting, balloon twisting, or catering, you may need to extend your public liability insurance or obtain separate policies. Each activity carries its own risks, and having the right cover ensures comprehensive protection.
  • What should I do if an incident occurs during a bouncy castle hire?

    Prioritise the safety of everyone involved and follow your incident reporting procedure. Gather details, including witness contacts, and promptly report the incident to your insurer or broker. They will guide you through the claims process and provide support.
  • What kind of support can I expect from my insurance broker if I need to make a claim?

    Your insurance broker acts as your advocate during the claims process. They help gather necessary documentation, communicate with the insurer, negotiate settlements, and ensure you receive appropriate compensation. This expertise minimises disruptions to your business and helps you focus on resolving the issue.
  • Are there specific insurance considerations for inflatable water slides or other water-based equipment?

    Water-based inflatables pose additional risks, such as slips and falls, requiring specific coverage considerations. Ensure your policy covers water-based equipment and activities to mitigate these risks effectively.
  • Can I get insurance for a bouncy castle business that operates in multiple locations across the UK?

    Yes, insurance policies can be tailored for businesses operating in multiple locations. Whether you have fixed premises or offer mobile hire services across different regions, you can obtain insurance that protects you wherever you operate.
Chalk board with the words, where do I start?, written in white chalk
Straightforward
Simply fill out our quote form with as much detail as possible. Once our brokers receive your form they will begin the quote process.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker will always be happy to answer your concerns. Alternatively, take a look at the FAQ directly below or get in contact.
Chalkboard with consulting written across the middle.
Protected
Okay, so you're all covered, that peace of mind is great. But should you ever require our help in the future you can always request a callback.

Help with choosing the right cover options for your business.

If you are new to business insurance or would like a simple overview of the cover options please see below.
People enjoying a public event with bouncy castles and rides

Public Liability

Anyone who works with or around people will need this insurance. You may have just started a new bouncy castle business, or perhaps you operate part-time to increase your monthly income.

Employer's Liability

If you employ someone who isn't family or has a part-time assistant, paid or voluntary, then by law (unless exempt), you will require employers' liability in addition to your public liability.
Man wearing T-shirt which say staff across the back
Colourful lock up industrial units

Business Premises

It sounds rather official, doesn't it? However, it can be as simple as a secure lock-up where you keep your equipment. Business premises will cover your buildings and often include the fixtures and fittings as well.

Business Interruption

You should consider business interruption if you rely on your business' income. If your company cannot trade as expected, for example, if there is flooding and you cannot get to your equipment at your premises, this cover will protect you against financial loss.
Flooded shops show why business interruption cover is important
men loading van with boxes

Goods in Transit

Often, the equipment you transport is quite expensive, and while your vehicle may have an excellent cover package, you may need more than the replacement cost of your equipment, and you could find yourself out of pocket. It's worth checking with your insurance provider.
This cover can be helpful for any business, either established or a new start-up. While public liability will cover you against your company's negligence should it occur, what cover protects you against the costs of defending against a claim that isn't or wasn't your fault?
Judges wooden gavel
Lad with arm in bandages

Personal Accident and Assault

Personal accident and assault covers you financially should you be unable to work due to an injury.

Equipment Cover

It covers the replacement cost of your equipment should it be lost, stolen, or damaged. Depending on the provider, the level of coverage may have exclusions or limits, so please ensure you speak to your broker.
brightly coloured bouncy castles and other inflatable equipment
Image of a rolled up five pound note

Money and Banking

This policy provides coverage up to a limit for loss of money held. Cash limits may vary from insurer to insurer, so please speak to your broker about any exclusions and the limits placed on your expected policy.
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