Required Insurance

The core of any bricklayers insurance policy is public and employers liability. If you or your company are liable for an accident or injury resulting in a loss to the claimant, public liability insurance covers you and your business against that loss and that is why virtually every business in the construction industry needs it. Employers liability, however, is a legal requirement and must be included in your bricklayers insurance policy if you employ anyone at any time.

• Public Liability

  Protects you and your business financially against claims made by third parties for injury or loss or damage to property as a result of negligence.

• Employers Liability

  Protects your business financially from successful claims arising from employees illness or injury, sustained as a result of carrying out work whilst in your employ.

  Employer's liability is a legal requirement in the UK whether you hire paid or voluntary staff on a permanant or temporary basis. There are some exemptions.