Insurance for commercial property owners whther for your own business premises or if you have tenants that run a business from your property our brokers can tailor the insurance to suit your needs.
Covers the cost of rebuilding or repairing your property in the event it is damaged by subsidence, burst pipes, flooding, fire, storms, riots, theft or criminal damage.
May include fixtures and fittings that are not standard but not stock either, speak to your broker to clarify this.
If you run a business from your property you may want to cover your contents such as stock and equipment.
If you do not run a business from your property or you are a tenant that runs a business from the property then contents insurance is your or your tenants responsibility.
Speak to your broker as to which of the following may be included by your insurer.
Frequently Asked Questions
There are two specific insurance policies that cover commercial property, buildings insurance and contents insurance.
Buildings Insurance covers the rebuilding or repair work in the event your property is damaged in an incident such as burst pipes, fire, riots, floods, storms, subsidence and theft or criminal damage.
Contents insurance is required to cover the equipment and stock inside the building if it is your business then you'll need this cover, however, if it is not your business then your tenant will need this cover.
You may have fixtures and fittings that don't belong to the building but arent classed as stock some buildings cover will include this but it is worth checking with your broker should you want to ensure this cover is in place.
If you rely on your business' income you should consider business interruption cover so should you be unable to carry out your work your income will be protected. Speak to your broker.
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Primo plc is registered in England and Wales, Reg No 1008700 at Cumberland House, Baxter Avenue, Southend-on-Sea, Essex SS2 6HZ
Tel: +44 (0)1702 225400
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