Top Articles Concerning Roofers
Help with choosing the right cover options for your business.
With so many different policies, cover extensions and options to choose from it pays to have an experienced broker on your side.
Buildings and Contents
What is Covered? Your buildings, fixtures and fittings: including gates, fences, car parks, as well as underground cables and pipes. It may also include cover for stock and cash on the premises and in some cases it can also provide for seasonal stock increases free of charge.
If your business needs to close after a disaster like a flood or a fire, perhaps even after a forced entry business interruption insurance covers the shortfall in your business' income.
Some construction projects you undertake will make you responsible for partially completed work. For instance, you're in the middle of building a house, and a flood destroys the work you have done contract works insurance could cover the cost of redoing that work. Your broker will help you determine the right level of cover needed.
Contractors' All Risk
Provides cover for damage to property and also damage or injury to third-parties. Damage to property can include incorrect construction, renovation damage or damage to temporary work on sites. C.A.R. policies are typically taken out by both the contractor and the employer and may have others such as finance companies named in the policy.
Tools, Materials and Equipment
Often included as part of a contractors insurance policy this covers loss or damage to your roofing contractors' tools, equipment and materials while they are secured on-site.
Plant and Machinery
Cover provided for owned or hired-in plant and machinery for more information please see our full description on plant and machinery cover.