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"Primo, no one arranges better cover for my scaffolding business."

At Primo, we like all our clients to feel this way

Scaffolders Insurance

Scaffolding Business Insurance Arranged by Specialist Brokers

Insurance cover arranged for scaffold contractors, full range of cover options tailored to correctly cover your business and suitable for scaffolding businesses regardless of size.

Arranged by Primo

Scaffolder's Liability Insurance

Scaffolding is classed as a high-risk trade. Primo's current markets offer no height restrictions and a full range of cover tailored to your business. Insurance arranged by our expert brokers offer very competitive premiums with no compromises to the protection your scaffolding business requires.

Scaffolders' Insurance, What is it?

The cover is a range of policies tied together to correctly cover your scaffolding business and the work you carry out. Due to its tailorable nature, the insurance policy will scale with your business as it grows and provides cover for a range of risk your business may face.

What does scaffolding insurance cover?

We tailor the cover to protect you financially against the likely risks you'll face. In general, policies typically cover you, your business, your employees, the general public, your property and that owned by a third party, your tools and equipment and the vehicles you use.

Scaffolders Public Liability

Public liability insurance is a necessity and an essential type of business insurance, especially if you invite visitors to your premises or work on client sites. It may cover legal expenses or compensation claims if clients, suppliers, or the general public suffer from an injury or damage to their property due to your business.

Scaffolder Employers Liability

Protects your business financially from successful claims arising from employees illness or injury, sustained as a result of carrying out work whilst in your employ.

Employer's liability is a legal obligation in the UK whether you hire paid or voluntary staff on a permanant or temporary basis. There are some exemptions.

Cover Options

Click a listed cover option for more information such as why you may or may not need this extra cover.


Scaffolders with the following may benefit from our current market discounts.

  • Claims Free Discount Up To 7 Years
  • Number of Years Established
  • Members Of A Trade Association
  • Focus On New Build
  • PDH Bias Business
  • Good Health & Safety Processes

Free Programme

Our most competitive insurer currently offers all our clients a FREE online H&S/risk management programme worth £250+ which includes risk assessments/method statements, templates, H&S advice, HR advice amongst many other benefits.

insurance broker talking on phone

Your Broker

Always speak to a real person. You will have an assigned broker.
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Our brokers ensure obtaining your insurance is simple and straightforward
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Correctly covering your business gives you great peace of mind.

UK Scaffolders Trade Organisations

The best way to reduce your scaffolders insurance premiums is by having a trusted and safety conscience reputation. By belonging to a trade organisation alone will not result in saving you money on your insurance, however, these organisations will help you to improve your risk rating which is the key factor looked at by insurers.

Ensure your business earns a good reputation by protecting your employees and visitors to the sites you work at, below you can find details on organisations that can help you build a better business.

Scaffolding association logo

Scaffolding Association

Are the largest trade organisation in the UK scaffolding and access sector, campaigning to raise standards of safety, quality and workforce skills.
NASC logo


The NASC offers unparalleled membership benefits to scaffolding industry businesses of all types and turnovers.
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As a regulator, their goal is to prevent workplace death, injury or ill health by helping businesses understand the risks they create and how to manage them.

Frequently Asked Questions

  • Do I need public liability insurance?

    Whilst not a legal requirement we highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.
  • Is business insurance a legal requirement?

    Most business insurance is not a legal requirement, however, we do highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party or resulting fire, weather related incidents or a break in. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.

    The only insurance that your business is legally obliged to obtain is employers liability and vehicle insurance.

  • Can I pay in monthly instalments?

    You can pay monthly subject to your status and the size of the premium the credit charge and terms will vary.
  • What if I need to change my level of cover?

    As an existing client you can call or email us with any changes during business hours and get advice on the changes you wish to make.

  • If I need to make a claim who should I contact?

    First and foremost always contact your insurer, should you need assistance or advice following that call speak to your broker who will be happy to assist you where they can.

small commercial vehicle

Business Vehicles

Comprehensive, third party, fire and theft or third party only cover arranged for your business' vehicles or commercial fleet.
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Commercial Property

Do you need commercial property insurance in addition to liability cover? We can also arrange as a stand-alone policy.

Information Articles to Help Scaffolders

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UK Organisations Risk Assessment Support

Several UK organisations are providing e-learning, information and support to small businesses who are trying to keep people safe.
Contractors sat around a table

Information Contractors Really Need to Know

With new regulations and the Insurance Act many contractors in the construction industry may be in for some nasty surprises when renewing their insurance.
Workers erecting scaffolding

Liability Insurance: How Much Is Enough?

Liability insurance is a necessity for your scaffolding business. Ensure you purchase the right levels of cover, from the right agency.

Let's get you covered as quickly and simply as possible

Help with choosing the right cover options for your business.

Below, you will find other insurance cover our brokers can arrange for your scaffold business.
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Buildings and Contents

What is Covered? Your buildings, fixtures and fittings: including gates, fences, car parks, as well as underground cables and pipes. It may also include cover for stock and cash on the premises and in some cases it can also provide for seasonal stock increases free of charge.

Business Interruption

If your business has to shut down for any length of time after a disaster like a flood or a fire, perhaps even after a forced entry business interruption insurance covers the shortfall in your business' income.
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selection of work tools

Scaffolders' Tools Cover

Often included as part of a contractors insurance policy this covers loss or damge to contractors tools, equipment and materials while they are secured on-site. For plant and machinery see link.

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