Does Your Insurer Cover New Equipment

New Equipment Cover

With the outdoor leisure and sports season underway, we take a look at some new pieces of equipment you may be likely to see at shows and fairs around the UK this summer. If you manage a business that hires out inflatable equipment or a host of other summer activities there may be some things you'll need to know from your insurer.

New equipment is first on our list to check with your broker. If you plan on purchasing and employing some of the new and wonderful pieces of equipment this year then it will be a good idea to check with your broker that your current insurer will cover these items. No one likes nasty surprises so, It makes sense to check if there are any mid-term adjustment fees which could increase your insurance costs if you want to add any new items over the course of the year.

Many of the new items coming out may not need any special considerations for risk and may be added as standard equipment types, but some may not fall under standard insurance contracts and you would be wise to check with your broker first before jumping in and buying that new piece of gear. Things such as foot darts shouldn't pose a problem, however, such things as inflatable bars may need extra consideration especially if they have fully stocked bars operating inside them.

Primo plc always endeavours to be one of the first brokers to arrange, with UK insurers, cover for new equipment. Such things as interactive play systems, archery tag, zorbs and body football, splatball (paintball for shorter warriors) and much more are all covered by our panel of insurers at present and with new items appearing every year we always try to stay in touch and on top of any new developments. It's our aim to make sure your business can add new items with as little fuss as possible.

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