Liabilities and Fleet

As an expert in getting things from point A to point B you'll want to ensure, should things go wrong, that you have a good haulage contractors policy in place to protect you against financial loss.

Should a compensation claim be made against you for injury or damage by either a third party or an employee, your hauliers' liability insurance can help by covering your business' financial loss.

• Public, Products and Employer Liability

  Your minimum requirement by law is five million pounds although most insurers provide ten million as standard. Higher limits can be obtained if required.

• Motor Fleet Policy

  Businesses with five or more vehicles:

  • Choose cover for each individual vehicle whether Comprehensive, Third Party Fire & Theft or Third Party Only
  • Cover a wide range of vehicles including private cars, motorcycles, trucks, vans, special types and agricultural vehicles
  • Third Party Property Damage is included as standard with up to £20m for cars/motorcycles and £5m for all other vehicle types
  • Policies may include legal services and advice.
  • Optional breakdown cover can be added to policy subject to vehicle type.

Cover Extensions

Typical cover options provided by our current markets.

• Business Premises
• Business Interruption
• Goods in Transit
• All Risks Away From Premises
• Fidelity
• Personal Accident (Assualt)
• Deterioration of Stock
• Money and Banking
• Material Damage