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"No amount of money can replace some things in life. For everything else, Primo."

At Primo, we like all our clients to feel this way

High Net Worth Insurance

High-Net Worth Insurance Quotes

Wide range of cover options for those with contents value in excess of £150,000. Specialist advice on protecting your art and antiques, collections, jewellry and watches, liability cover and more.

Arranged by Primo

Contents Over £150,000

We treat every client as an individual and look to assess your needs before finding you the best matched insurer for high-net worth insurance.

From antiques, art and jewellry to specialised collections our brokers are here to ensure your home and your belongings are covered correctly

  • Specialist Risk Advice

    Our brokers are professionals in their chosen fields and will always provide you with specialist advice that will enable you to manage and correctly cover the risks you may face.

  • Valuations

    To guard you against market trends and fluctuations ensure your possessions have up to date and comprehensive valuations. Should you not have a current valuation service your broker may be able to recommend someone.

  • Truly Personal Touch

    You are our number one priority and we prefer the old fashioned way of conducting business including in person meetings in surroundings you find most comfortable and we will always make ourselves available to be present should you be visited by your insurer at any time.


If you prefer to build a trusted relationship with a business that puts you first then Primo will provide the right insurance broker for you when you wish to obtain your high-net-worth insurance.

From your home and contents, specialist items, liability cover and even during your claims process we'll be there to ensure you receive the correct cover, protection and service you deserve.

Cover Options Examples

Some cover may differ from insurer to insurer.

  • All risks worldwide cover
  • Alternative accommodation
  • Trace and access
  • Compulsory evacuation
  • Emergency access
  • Replacement locks/keys
  • Disability through injury
  • Property owner's liability
  • Rent payable alt/accomm
  • Occupier's & personal liability
  • Employer's liability
  • New acquisitions/additions
  • Loss of metered water/oil
  • Deeds and documents
  • Bicycles
  • Contents in halls of residence/residential care
  • Business property
  • Fatal injury
  • Fine art, antiques and collectibles
  • Jewellry and watches
  • Money
  • Guests personal effects
  • Reward
  • Defective title cover
  • Family legal expenses
  • Home emergency cover
  • Identity fraud service
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Personal Service

Our specialist advisers will always meet with you where you're most comfortable.
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Attention to Detail

We pride ourselves on our attention to detail, often this makes all the difference.
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Thoroughly Protected

Helping you ensure the protection of your most treasured possessions correctly.

Frequently Asked Questions

  • What can be covered under a high net worth policy?

    Often the starting point is home insurance to cover your property and your prized possessions. Cover under these policies can also include car insurance, Travel, Boat, 2nd homes and Homes abroad.
  • Why should I have a high net worth policy?

    Standard policies will not often be available when your contents sum insured is in excess of £150,000. In addition the cover offered by these policies will be warranty free, worldwide and all risks cover. In addition, you can expect to get access to specialist suppliers should you need to claim.
  • What additional covers do I get with these policies?

    As with most policies, the covers vary from insurer to insurer but you can expect additional covers such as Travel, Trauma cover, Home Emergency service, Identity fraud and Personal Lawyer cover. Some policies offer a client manager visit to review your sums insured and make recommendations on risk management and to ensure you are correctly insured.
  • What can I expect from the car insurance cover under these policies?

    Various covers are available but cover can include Comprehensive driving other cars, new for old car replacement if yours is less than 36 months old, your own choice of repairer, courtesy cars more akin to the vehicle being insured, breakdown cover and agreed value.
  • Why should I use a broker?

    As with any insurance policy, there are multiple Insurers offering various levels of cover. At Primo, our staff will obtain information about you and your requirements and then arrange a policy to suit your needs detailing any specific insurer requirements.

Other insurance you may be interested in.

We can advise on a wide range of insurance products and help you find what you need.
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Home Insurance

Looking for a stand-alone home insurance policy then look no further, our brokers can check the market to find you the right policy to cover your home and contents.

Multi-Vehicle Insurance

If you have more vehicles than drivers then this is the best policy for you. Covers cars, bikes, small commercial vehicles, campers and basically anything road worthy.
Cars depicting multiple vehicles
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Business Insurance

Commercial insurance products for business based in the UK. Construction, engineering, entertainment, leisure, sport, retail, manufacturing and more.

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