Tailored Insurance

Primo plc can tailor a policy specifically for HVAC contractors who service and install heating, ventilation and air conditioning systems making sure you have the correct cover in place.

In the course of a working day, you could be on your way to a client whose system has broken down and needs repair or going to a work site to look at blueprints or design specifications to decipher the best way to install a new system from scratch.

You could be working in someone's home, office, school, hospital, shopping centre or a factory and working conditions can vary just as much, from working out in the open in all weathers to being indoors often in awkward or cramped conditions often connecting systems to fuel, water and power or be replacing defective parts.

When working on air conditioning and refrigeration systems, technicians follow strict regulations regarding the conservation, recovery, and recycling of refrigerants. This entails the proper handling and disposal of hazardous liquids.

In a lot of cases carrying out a contract will not be a one-man job and you may need to employ someone or call in a variety of specialist contractors. We understand and take into account all the variables when advising you on obtaining an HVACR insurance quote.

Public Liability

Protects you and your business financially against claims made by third parties for injury or loss or damage to property as a result of negligence.

Employers Liability

Employer's liability is a legal requirement in the UK whether you hire paid or voluntary staff on a permanant or temporary basis. There are some exemptions.

Products Liability

Product liability covers manufacturers, distributors, suppliers, retailers, and others who make or recommend products to their clients and are then held liable for any injuries the product causes.

Professional Indemnity

Covers your legal fees and compensation payments that may arise from a client taking legal action against you, this may be due to a mistake you made when providing professional services, advice or designs.