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"Having a good broker in your corner is essential for obtaining the right cover."

At Primo, we like all our clients to feel this way

Manufacturers Insurance:

Protecting Your Production & Your Future

Are you a manufacturer dedicated to crafting quality products? At Primo, we understand the intricacies of your industry, from the raw materials you source to the finished goods you deliver. Our tailored insurance solutions protect your business at every stage of production, safeguarding your operations, assets, and ultimately, your success.

Your Manufacturing Insurance Needs, Met

With a range of A-rated insurers at our disposal, we'll craft a bespoke policy that fits your unique manufacturing business, no matter your size or specialisation. We start by understanding your operations, identifying potential risks, and recommending the right coverages to mitigate those risks and protect you from financial loss.

Comprehensive Coverage Options for Manufacturers:

  • Public & Product Liability:

    Essential for manufacturers, this protects you against claims for bodily injury or property damage caused by your products or operations.
  • Employers' Liability:

    A legal requirement for UK businesses with employees, this covers compensation claims for work-related injuries or illnesses.
  • Goods in Transit:

    Protects your products while they're being transported, whether by road, sea, or air.
  • Commercial Combined Business Insurance:

    A comprehensive package that can include property damage, business interruption, and other essential coverages.
  • Marine Cargo Insurance:

    Specialised coverage for goods transported by sea, protecting against loss or damage during shipping.
  • Motor Fleet:

    If your business operates a fleet of vehicles, we can arrange comprehensive cover to protect your assets on the road.

The Primo Advantage: Why Choose a Broker?

While navigating the complexities of insurance can seem daunting, our experienced brokers make it simple:
  • Industry Knowledge:

    We understand the manufacturing landscape and the specific risks your business faces.
  • Tailored Solutions:

    We don't believe in one-size-fits-all insurance. We'll create a policy that aligns perfectly with your needs and budget.
  • Market Access:

    We leverage our relationships with leading insurers to get you the best possible coverage at competitive rates.
  • Claims Expertise:

    Should the unexpected happen, we'll guide you through the claims process, ensuring you receive fair and timely compensation.

Ready to Secure Your Manufacturing Future?

Don't leave the protection of your business to chance. Contact our team of insurance experts today for a no-obligation consultation and let us help you build a robust insurance strategy for your manufacturing business.
We look forward to working with you!
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Questions
Your assigned broker is happy to answer your concerns.
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Straightforward
We ensure obtaining your insurance is straightforward.
four wooden dolls take cover under a peach coloured umbrella
Protected
Correctly covering your business grants you great peace of mind.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker is happy to answer your concerns.
Chalk board with the words, where do I start?, written in white chalk
Straightforward
We ensure obtaining your insurance is straightforward.
four wooden dolls take cover under a peach coloured umbrella
Protected
Correctly covering your business grants you great peace of mind.

Manufacturers Insurance FAQ: Your Questions Answered | Primo

  • What is manufacturers insurance, and why do UK manufacturing businesses need it?

    Manufacturers insurance is a specialised type of commercial insurance package tailored for businesses involved in the production and distribution of goods in the UK. It's essential because it safeguards your manufacturing business from a wide range of risks, including property damage, equipment breakdowns, product liability claims, business interruption, and employers' liability.
  • What types of manufacturing businesses does this insurance cover?

    Manufacturers insurance is suitable for a wide range of industries within the UK manufacturing sector, including:
  • What are the core components of a typical manufacturers insurance policy in the UK?

    A comprehensive manufacturers insurance policy typically includes:
    • Public and Product Liability Insurance: Covers claims for injury or property damage caused by your products or business operations.
    • Employers' Liability Insurance: A legal requirement in the UK if you have employees, this covers compensation claims for work-related injuries or illnesses.
    • Material Damage Insurance: Covers damage to your buildings, machinery, equipment, and stock due to fire, theft, flood, or other perils.
    • Business Interruption Insurance: Provides financial support to cover lost income and ongoing expenses if your business is temporarily unable to operate due to a covered event.
  • Can I get product liability insurance for my manufacturing business in the UK?

    Yes, product liability insurance is a crucial component of manufacturers insurance in the UK. It covers your legal liability if a product you manufacture or supply causes harm or injury to a consumer.
  • What are the legal requirements for manufacturers insurance in the UK?

    In the UK, the only mandatory insurance for manufacturers is Employers' Liability insurance if you have employees. However, other types of cover, like public liability and product liability, are highly recommended to protect your business from potentially devastating financial losses due to claims.
  • How much does manufacturers insurance typically cost in the UK?

    The cost of manufacturers insurance varies depending on various factors, including:
    • The size and nature of your manufacturing business.
    • Your annual turnover and the value of your assets.
    • The types of coverage you choose and their limits.
    • Your claims history.

    It's advisable to get quotes from multiple insurers to compare prices and find the best coverage options tailored to your specific needs.
  • Can manufacturers insurance cover my goods while in transit?

    Yes, manufacturers insurance can include goods in transit cover, which protects your products against loss or damage while they are being transported by road, sea, or air.
  • Does manufacturers insurance cover damage to my machinery and equipment?

    Yes, material damage insurance, which is typically included in a comprehensive manufacturers policy, covers damage to your machinery, equipment, and tools due to events like fire, theft, or accidental damage.
  • How can I find the best manufacturers insurance for my business in the UK?

    To find the best manufacturers insurance for your UK business, consider:
    • Comparing quotes from multiple insurers to assess coverage and pricing.
    • Working with a specialist insurance broker like Primo who understands the unique needs of the manufacturing industry and can help you tailor a policy to your specific requirements.
    • Checking the insurer's reputation and financial stability to ensure they can handle your claims effectively.
  • What are the benefits of using an insurance broker like Primo for my manufacturers insurance? | Primo

    A specialist insurance broker like Primo offers several advantages:
    • Expert Advice: We understand the intricacies of manufacturers insurance and can guide you to the right coverage choices.
    • Market Access: We can access a wide range of insurers, comparing quotes to find you the best coverage at competitive prices.
    • Tailored Solutions: We'll work with you to create a bespoke policy that addresses your specific risks and meets your budget.
    • Claims Support: We'll provide dedicated support throughout the claims process, ensuring you receive fair and timely compensation.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker is happy to answer your concerns.
Chalk board with the words, where do I start?, written in white chalk
Straightforward
We ensure obtaining your insurance is straightforward.
four wooden dolls take cover under a peach coloured umbrella
Protected
Correctly covering your business grants you great peace of mind.

Other Insurance For Consideration

Commercial Fleet Insurance

Driver getting in his van
Comprehensive, third party, fire and theft or third party only cover arranged for your business' vehicles.

Plant and Machinery Insurance

Commercial property insurance headed page on a clipboard with a blue background
Consider adding annual insurance cover for owned or hired-in plant and machinery to your business cover.

Commercial Property Insurance

Clipboard with a sheet of paper titled commercial property insurance
Do you need commercial property insurance in addition to liability cover? We can also arrange as a standalone policy.
Need Insurance help?

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