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Mascot Insurance

Specialist Mascot Insurance Cover

Arranging cover for mascots is something we started doing some time ago now we have everyone from Mickey Mouse to the Incredible Hulk, mascots insurance for those who dress to entertain.

Arranged by Primo plc

Correct Insurance

For many businesses both large and small, teams and many clubs across the world are recognised by their mascots, it's a huge industry just by itself. Imagine Disney World without the dedicated people who dress up as Mickey, Donald or Goofy, it just wouldn't be the same place.

But something many don't think of is the costs involved and the insurance that is needed to protect our beloved mascots, costumes can often be worth a lot of money and when your visibility is restricted as well as your normal movement accidents can happen.

What does mascot insurance cover?

Mainly due to the nature of working with the public most mascots will only ever need public liability insurance, however, if say you employ someone even part-time to dress up and take on the role of a mascot you will need to cover them under your employers' liability insurance also.

  • Public Liability

    May cover you for financial loss and legal costs resulting from a compensation claim successfully brought against you by a third party for injury or damage to property where you are found responsible.

  • Employers Liability

    Most employers are legally obliged to take out an employers' liability policy whther your staff are full or part-time, paid or voluntary.

  • All risks cover (Costume)

    Covers for all eventualities but there may be some minor exclusions which you may discuss with your broker.

Cover Conditions

The conditions for covering mascots is very similar to sumo suits used in the leisure industry.

Sumo Suits Conditions - It is a condition precedent to liability that

  • All participants must be of a similar age and size.
  • If the competition ring is set up on a firm surface it must have foam safety mats at least two inches thick in the ring and have air cushions or beds outside the ring to prevent injury when falling.
  • The ring must have a clearance of at least two metres from any property and/or spectators

Let's get you covered as quickly and simply as possible

Your Broker

Always speak to a real person. You will have an assigned broker.

Straightforward

Our brokers ensure obtaining your insurance is simple and straightforward

Protected

Correctly covering your business gives you great peace of mind.

Frequently Asked Questions

  • Do I need public liability insurance?

    Whilst not a legal requirement we highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.
  • Is business insurance a legal requirement?

    Most business insurance is not a legal requirement, however, we do highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party or resulting fire, weather related incidents or a break in. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.

    The only insurance that your business is legally obliged to obtain is employers liability and vehicle insurance.

  • Can I pay in monthly instalments?

    You can pay monthly subject to your status and the size of the premium the credit charge and terms will vary.
  • What if I need to change my level of cover?

    As an existing client you can call or email us with any changes during business hours and get advice on the changes you wish to make.

  • If I need to make a claim who should I contact?

    First and foremost always contact your insurer, should you need assistance or advice following that call speak to your broker who will be happy to assist you where they can.

Let's get you covered as quickly and simply as possible

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Primo plc is registered in England and Wales, Reg No 1008700 at Cumberland House, Baxter Avenue, Southend-on-Sea, Essex SS2 6HZ
Tel: +44 (0)1702 225400

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