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"Our collection is a memorial and ensuring it's protection was paramount."
At Primo, we like all our clients to feel this way

Military Memorabilia Insurance: Military Collections Insurance

Some insurers avoid covering collections especially under your standard household policy, however, we can arrange the correct cover for your military collection via our current market specialists.

Military Collections Insurance: Protect Your Valued Memorabilia

Primo Insurance specialises in safeguarding your cherished military collections. We understand the unique value and significance of these items, and we offer tailored insurance solutions to ensure your treasured pieces are protected.

Comprehensive Cover for Your Military Treasures

Whether you collect medals and decorations, swords, uniforms, logbooks, badges, coins, books, pictures, manuscripts, or other military memorabilia, we have the expertise and market access to secure the most competitive and comprehensive insurance for valuable military collectibles for your collection.

Why Choose Primo for Military Collection Insurance?

  • Specialist Knowledge: We have extensive experience in insuring historic military artifacts and collections, understanding the specific risks and challenges collectors face.
  • Tailored Solutions: We don't believe in one-size-fits-all. Our brokers work closely with you to design a customised military collection insurance policy that meets your unique needs and budget.
  • Competitive Rates: We leverage our relationships with leading insurers to secure the best possible rates for our clients.
  • Comprehensive Protection: Our policies offer full cover, protecting your collection at home, in transit, and even during exhibitions and events.

Go Beyond Standard Home Contents Insurance

Many standard home contents policies offer limited cover for collections. If your military memorabilia is valued at £20,000 or more, we highly recommend a specialised military collection insurance policy to ensure adequate protection.

All-Inclusive Cover with Lloyds of London

Our comprehensive military collections insurance policy is underwritten by Syndicate 2001 at Lloyds of London, a name synonymous with trust and reliability in the insurance industry. This policy provides "all risks" cover, safeguarding your collection against a wide range of perils, including theft, accidental damage, fire, and more.

Key Benefits:

  • Worldwide coverage
  • Protection during transit, exhibitions, and events
  • Cover for restoration costs
  • Agreed value settlements (no depreciation)

Don't leave your valuable military collection unprotected. Contact Primo Insurance today for a personalised quote and expert advice on safeguarding your treasured memorabilia.

Policy Benefits

Years of experience and understanding the difficulties faced when trying to insure a collection should make speaking to one of our advisers your first port of call.

  • Cover for collections worth over £20,000 in value.
  • Freedom of movement. No limitations on number of transits
Your Broker
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Always speak to a real person. You will have an assigned broker.
Straightforward
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We ensure obtaining your insurance is straightforward
Protected
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Covering your collection correctly gives you great peace of mind.

Frequently Asked Questions About Military Memorabilia Insurance

Frequently Asked Questions About Military Memorabilia Insurance

1. What is military memorabilia insurance?

Military memorabilia insurance is a specialized type of insurance designed to protect valuable military collectibles and artifacts from various risks. This can include theft, damage (accidental or intentional), fire, natural disasters, and loss during transit or storage.

2. What types of items can be covered under military memorabilia insurance?

Insurance coverage can extend to a wide range of military-related items, including:

  • Uniforms, medals, badges, and insignia
  • Weapons, firearms, and ammunition (subject to specific regulations)
  • Historical documents, letters, photographs, and maps
  • Flags, banners, and military equipment
  • Helmets, swords, bayonets, and other battlefield gear

3. How is the value of military memorabilia determined for insurance purposes?

The value of military memorabilia is typically determined through professional appraisal. Certified appraisers specializing in military collectibles or historical artifacts assess the item's worth based on factors like:

  • Rarity and historical significance
  • Condition and preservation
  • Provenance (ownership history)
  • Market demand and comparable sales

4. What perils are typically covered by military memorabilia insurance policies?

Most policies cover a wide range of risks, including:

  • Theft and burglary
  • Fire and smoke damage
  • Vandalism and malicious damage
  • Accidental damage
  • Natural disasters (flood, earthquake, etc.)
  • Transit-related damage during shipping or transport

5. Are there any special considerations or requirements for insuring military memorabilia?

Yes, there are some specific requirements:

  • A thorough list of all insured items, including descriptions, photographs, and appraised values, is usually required.
  • Insurers may expect certain security measures in place, such as secured storage, alarm systems, or fire suppression systems.
  • Additional documentation or specific storage requirements may apply for extremely valuable or rare items.

6. Can I insure individual items, or do I need to insure my entire collection?

Both options are available. You can insure individual pieces or obtain blanket coverage for your entire collection. A broker can help you determine the best approach based on the value and nature of your collection.

7. How much does military memorabilia insurance cost?

The cost of insurance varies depending on the value of your collection, the type of items insured, the chosen coverage limits, and the insurer's assessment of risk.

8. What happens if I need to make a claim?

If your memorabilia is lost or damaged, notify your insurance provider immediately. They will guide you through the claims process, which usually involves providing documentation of the loss or damage and an updated appraisal, if necessary.

9. Does my homeowner's insurance cover military memorabilia?

Homeowner's insurance may offer limited coverage for personal belongings, including collectibles. However, standard policies often have low limits for valuable items and may not cover all the specific risks associated with military memorabilia. A specialised policy is usually recommended for adequate protection.

10. How do I find the right military memorabilia insurance policy?

Consulting with an insurance broker specialising in collectibles or high-value items is the best way to find the right coverage. They can access multiple insurance providers, compare options, and help tailor a policy that meets your specific needs and budget.

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