Motor fleet insurance covering small to large fleets of 5 vehicles or more. Covers a wide range of vehicles used by an even wider range of businesses, speak to us about arranging insurance for your motor fleet today.
Many businesses like yours operate with a number of vehicles and benefit from a single motor fleet insurance policy which covers all their vehicles and often offers significant savings over insuring your vehicles separately with different providers.
Motor fleet insurance policies are designed to be flexible and can cater for a wide range of vehicles making managing insurance for all your vehicles a lot simpler.
The legal requirement for vehicle insurance in the UK is third-party minimum however, you will almost certainly need to add extra levels of cover to ensure all your vehicles are protected properly.
Many insurers and underwriters no longer offer just third party insurance instead they have opted to make comprehensive cover their standard level of insurance for all business vehicle fleet policies.
There are also a number of exclusions which you should be made aware of and can vary from one provider to another. Some typical exclusions you may come across are theft by deception, theft of an unattended vehicle, tyre replacement and mechanical breakdown.
Make sure your broker explains any exclusions thoroughly so you know exactly what your fleet will not be covered for.
Frequently Asked Questions
Most business insurance is not a legal requirement, however, we do highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party or resulting fire, weather related incidents or a break in. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.
The only insurance that your business is legally obliged to obtain is employers liability and vehicle insurance.
As an existing client you can call or email us with any changes during business hours and get advice on the changes you wish to make.
Call us at 01702 225 440
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Primo plc is registered in England and Wales, Reg No 1008700 at Cumberland House, Baxter Avenue, Southend-on-Sea, Essex SS2 6HZ
Tel: +44 (0)1702 225400
Primo Plc is authorised and regulated by the Financial Conduct Authority.