Help with choosing the right cover options for your business.
Some construction projects you undertake will make you responsible for partially completed work. For instance, you're in the middle of building a house, and a flood destroys the work you have done contract works insurance could cover the cost of redoing that work. Your broker will help you determine the right level of cover needed.
Often included as part of a contractors insurance policy this covers loss or damage to contractors tools, equipment and materials while they are secured on-site.
Covers the cost of replacement of employees tools which have been stolen, lost or damaged. The amount covered may be for a fixed amount and will depend on the insurer.
Covers the replacement value of hired-in plant and equipment. Hire companies will normally insist on some type of cover to be in place before hire commences.
Buildings and Contents
What is Covered? Your buildings, fixtures and fittings: including gates, fences, car parks, as well as underground cables and pipes. It may also include cover for stock and cash on the premises and in some cases it can also provide for seasonal stock increases free of charge.
For more information on our motor fleet policy please click on the link below.
The materials you use on site can be expensive to replace, so ensuring your sums insured covers the replacement cost of your materials is essential. Typically materials will be covered under a contractors all risks policy.