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Stallholders Price Check Public and Employer's Liability

Public/Products Liability excess £100

*Final quotation premiums may vary.

Level of cover required*
£2 Million
£5 million
Your trading style (partnership covers 2 people)*
Sole Trader
Partnership
Limited Company
Your trading style (partnership covers 2 people)*Partnership covers two people only
Sole Trader
Partnership
Limited Company
Do you require Employers Liability?*
No
1 Employee
2 Employees
3 Employees
Do you require Employers Liability?*
No
1 Employee
2 Employees
3 Employees
Do you require Employers Liability?*
No
Myself Only
Myself & 1 other
Myself & 2 others
Do you need Employers Liability?*
No
Myself Only
Myself & 1 other
Myself & 2 others
Net Premium
£ 0.00
IPT @ 12%
£ 0.00
Total Premium Inc. 12% IPT
£ 0.00

To continue with the online quote and buy, you will be taken to our Liability1st Website!

Stallholders Liability Insurance: Protect Your Market Stall & Livelihood

Are you a market trader or stallholder, passionate about bringing your unique products to customers? At Primo, we understand the dedication and hard work you put into your business. That's why we offer tailored stallholder insurance solutions to safeguard your livelihood and give you peace of mind.

Smart Insurance for Savvy Stallholders

Running a market stall is a fantastic way to showcase your products and connect with customers. However, unexpected events can happen, potentially impacting your finances. Our partnership with Liability1st allows you to access budget-friendly, fixed-price public liability insurance designed specifically for market traders and stallholders.

Affordable Protection for Stallholders

We know that every penny counts for your business. With our partnership with Liability1st, you can access affordable, fixed-price public liability insurance designed specifically for market traders and stallholders.
  • £2 Million Public Liability:

    For just £56 per year, you can protect yourself against claims of up to £2 million for injury or damage to third parties.
  • £5 Million Public Liability:

    For a slightly higher premium of £67.20 per year, you can increase your cover to £5 million.

Who We Cover:

Our stallholder insurance covers a diverse range of traders, including those who sell:
  • Costume Jewellery
  • Homemade Crafts
  • Flowers
  • Food (excluding mobile food vans - see our Catering Trailer Insurance)
  • Fruit and Vegetables
  • Pottery
  • Arts and Crafts
  • Clothing
  • Toys
  • Wines, Beers, and Alcohol
  • Pet Food

What Does Public Liability Insurance Cover?

Public liability insurance is essential for stallholders as it covers your legal liability for:
  • Personal Injury

    If a customer or member of the public is injured at your stall due to your negligence.
  • Property Damage:

    If you accidentally damage someone else's property while running your stall.
Why Choose Primo for Your Stallholder Insurance?
  • Quick and Easy:

    Get a quote and purchase your insurance online in minutes through our Liability1st platform.
  • Tailored Solutions:

    Our insurance specialists can help you customise your cover to match your specific business needs.
  • Expert Advice:

    We're here to answer your questions and guide you through the insurance process.
  • Ongoing Support:

    We're available to assist you with any claims you may need to make.

Don't Risk Your Livelihood

Market trading comes with inherent risks, but with the right insurance, you can protect yourself from unexpected financial burdens. Get a quote today and enjoy the peace of mind that comes with knowing your business is secure.
Contact our friendly team to discuss your insurance needs and discover how we can help you thrive as a stallholder.
Liability1st Logo
Straightforward
Simply click the link below and you'll be whisked away to Liability1st's online quote and buy facility.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker is happy to answer your concerns. Alternatively check out the FAQ directly below.
Chalkboard with consulting written across the middle.
Chat to an Expert
At liability1st there is an online chat feature which can answer your questions or put you through to an expert.
Liability1st Logo
Straightforward
Simply click the link below and you'll be whisked away to Liability1st's online quote and buy facility.
Chalkboard with question written in white and we can help in yellow
Questions
Your assigned broker is happy to answer your concerns. Alternatively check out the FAQ directly below.
Chalkboard with consulting written across the middle.
Chat to an Expert
At liability1st there is an online chat feature which can answer your questions or put you through to an expert.

Stallholders Liability Insurance FAQ: Your Questions Answered | Primo

  • What is stallholder liability insurance, and why do I need it?

    Stallholder liability insurance, also known as public liability insurance for stallholders, is a specific type of business insurance designed to protect market traders and stall owners. It covers your legal liability for claims of injury or property damage caused to third parties (customers, the public, or other vendors) due to your business operations.
  • Do I need stallholder liability insurance even if I only attend a few events a year?

    Yes, even if you only participate in a few events annually, having insurance is highly recommended. Accidents can happen unexpectedly, and the potential costs of a claim could be financially devastating without insurance.
  • What types of stallholders can get this insurance?

    This insurance is suitable for a wide range of stallholders, including those selling crafts, food, clothing, jewellery, art, plants, and more. It can also cover those offering services like face painting or tarot card reading.
  • What does stallholder liability insurance typically cover?

    This insurance usually covers:
    • Public Liability: Covers legal costs and compensation if someone is injured or their property is damaged due to your business activities.
    • Product Liability: Covers claims if a product you sell causes harm or injury.
    • Financial Loss: Can cover legal expenses and compensation for financial loss caused by your negligence.
  • What are the typical limits of liability for stallholder insurance?

    Stallholder insurance typically offers public liability cover between £1 million and £10 million, with £2 million and £5 million being popular choices for many stallholders.
  • How much does stallholder liability insurance cost?

    The cost of insurance varies depending on the level of cover you choose and the nature of your business. However, basic public liability insurance for stallholders is generally quite affordable, often starting from around £50 per year.
  • Can I get insurance for a single event or multiple events?

    Yes, both options are available. You can purchase single-event insurance for one-off markets or fairs, or annual insurance that covers you for multiple events throughout the year.
  • Do I need separate insurance for stock or equipment?

    While public liability insurance is the core cover for stallholders, you can usually add optional covers for stock and equipment to protect against theft, damage, or loss.
  • How do I make a claim on my stallholder liability insurance?

    Contact your insurance provider immediately after an incident and provide them with all relevant information. They will guide you through the claims process and help you get the compensation you're entitled to.
  • Why should I choose a broker like Primo for my stallholder insurance? | Primo

    A broker offers several advantages:
    • Expert Advice: We understand the specific risks stallholders face and can tailor a policy to your exact needs.
    • Market Access: We can access a wide range of insurers to find the best deals and cover options for you.
    • Claims Support: We can assist you in making a claim and ensure you receive fair compensation.
    • Ongoing Support: We're here to answer your questions and provide ongoing support throughout your policy term.

About Liability1st

Liability1st is a UK-based insurance provider specialising in public and employers' liability insurance. It operates under A-Plan Holdings, which is authorised and regulated by the Financial Conduct Authority (FCA). The company focuses on providing quick, affordable liability insurance solutions for small businesses, direct sellers, and various occupations that require coverage for potential liabilities arising from their business activities.

Key Features

  • Public Liability Insurance: This insurance covers claims made by members of the public for injuries or property damage caused by your business activities. It's essential for businesses to protect themselves against potential legal costs and compensation claims.
  • Employers' Liability Insurance: If you have employees, this insurance is mandatory in the UK. It covers claims from employees who are injured or become ill due to their work. Liability1st offers this coverage in conjunction with public liability insurance.
  • Professional Indemnity Insurance: This coverage protects businesses against claims of negligence, bad advice, or oversight. It is particularly important for businesses providing professional services.
  • Direct Sellers Insurance: Liability1st caters specifically to direct sellers, offering tailored insurance packages that include public liability, employers' liability, professional indemnity, and commercial legal expenses insurance. This makes it a comprehensive solution for those operating in direct sales.

Additional Services

  • Instant Quotes: Liability1st provides an easy-to-use online platform where businesses can obtain insurance quotes quickly and efficiently.
  • Customer Support: They emphasise customer service, with contact options including phone and email support. The majority of their clients renew their policies annually, indicating a high level of customer satisfaction.

Liability1st aims to simplify the process of obtaining liability insurance, ensuring that businesses can secure the necessary coverage without hassle. For more information or to get a quote, you can visit their official website.