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Tiler Insurance: Tailored Insurance Solutions for Tiling Contractors

Welcome to Primo, your trusted partner for comprehensive insurance solutions tailored specifically for tiling contractors across the UK. We understand tiling professionals' risks and challenges and strive to provide bespoke insurance cover that safeguards your assets, protects your liabilities, and ensures business continuity.

Understanding Your Industry

Tiling contractors are crucial in construction and renovation projects. They work with various materials to create durable and aesthetically pleasing finishes. Whether you specialise in ceramic tiles, natural stone, mosaic work, or other tiling techniques, having the correct insurance cover is essential to mitigate risks in your industry.

Comprehensive Coverage Options

  • Public Liability Insurance:

    Protects your business against claims for property damage or bodily injury caused to third parties due to your tiling work. Accidental damage to clients' property or injuries to third parties at job sites are examples of risks covered under this policy.
  • Employers' Liability Insurance:

    Legally required for any business with non-family employees or no other exemption. It covers claims for employee injuries, illnesses, or accidents arising from work-related activities. It ensures compliance with UK legal requirements and protects your workforce.
  • Contract Works Insurance:

    Covers your ongoing projects, including materials, tools, equipment, and work in progress, against risks such as fire, theft, vandalism, or accidental damage until completion. It safeguards your investments and helps avoid project delays or financial losses.
  • Tools and Equipment Insurance:

    This policy protects your valuable tools, machinery, and equipment used in tiling work against theft, damage, breakdowns, or accidental losses. Cover may extend to both owned and hired equipment essential for your projects.
  • Professional Indemnity Insurance

    Offers protection against successful claims of professional negligence, mistakes, or omissions in your tiling designs, specifications, or advice provided to clients. It covers legal costs, settlements, or damages arising from such claims.
  • Business Interruption Insurance:

    Provides financial protection against income losses and ongoing costs and expenses if your business operations/trading are interrupted or temporarily halted due to a covered risk, such as fire, flood, or theft. It helps maintain financial stability during recovery periods.

Expert Guidance and Customisation

Our team of seasoned insurance brokers, with their in-depth knowledge of the tiling industry, are well-equipped to understand and address your unique insurance needs. We are familiar with the specific project risks, material handling challenges, and client expectations that you face. We collaborate closely with you to propose suitable cover options and tailor policies to align with your business operations and growth objectives, ensuring you feel understood and valued.

Get in Touch

With Primo, you can rest easy knowing that your tiling contracting business is protected by insurance solutions designed to comprehensively address your industry-specific risks. Contact us today for a personalised consultation, and let us safeguard your business against unforeseen challenges.
A tailored insurance policy allows you to focus on delivering quality tiling services and confidently grow your business. Trust Primo for reliable insurance solutions tailored to your needs and backed by industry expertise. We're here to give you the security and confidence you need to thrive.
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Straightforward
Simply fill out our quote form with as much detail as possible. Once our brokers receive your form they will begin the quote process.
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Questions
Your assigned broker is happy to answer your concerns. Alternatively check out the FAQ directly below.
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Protected
Okay so you're all covered, that peace of mind is great. But should you ever require our help further request a callback.

Tiling and Bathroom Fitters Insurance FAQ: Complete Protection for Your Trade | Primo

  • What is tiling contractors and bathroom fitters insurance, and why is it essential for businesses in the UK?

    Tiling contractors and bathroom fitters insurance is a specialised insurance coverage designed to protect businesses involved in tiling, bathroom fitting, and related trades against various risks. It is crucial for UK businesses in this sector to have adequate insurance to safeguard their assets, liabilities, and operations.
  • Does tiling contractors and bathroom fitters insurance cover accidental damage to clients' property during projects?

    Yes, public liability insurance under this cover protects against claims for accidental damage to clients' property or third-party injury occurring during tiling or bathroom fitting projects.
  • Can tiling contractors and bathroom fitters insurance cover tools and equipment against theft, damage, or breakdowns?

    Yes, tools and equipment insurance provides cover for owned or hired tools, machinery, and equipment used in tiling or bathroom fitting work against various risks, including theft, damage, or breakdowns.
  • What is contract works insurance, and why is it important for tiling contractors and bathroom fitters?

    Contract works insurance covers ongoing projects, including materials, tools, equipment, and work in progress, against risks such as fire, theft, vandalism, or accidental damage until completion. It safeguards investments and helps avoid financial losses.
  • Does tiling contractors and bathroom fitters insurance include professional indemnity insurance?

    Yes, professional indemnity insurance covers claims of professional negligence, errors, or omissions in tiling designs, specifications, or advice provided to clients. It protects against legal costs, settlements, or damages arising from such claims.
  • Can tiling contractors and bathroom fitters insurance cover liability risks associated with faulty workmanship or completed projects?

    Yes, professional indemnity insurance and public liability insurance can cover liability risks associated with faulty workmanship, design errors, or inadequate installations resulting in financial losses for clients or third parties.
  • How does business interruption insurance under this coverage work in the event of a covered loss?

    Business interruption insurance helps cover lost income, ongoing expenses, and additional costs incurred during the restoration period following a covered loss (such as fire, flood, or theft). It ensures financial stability and continuity of operations during disruptions.
  • Does tiling contractors and bathroom fitters insurance provide cover for subcontractors?

    Depending on the policy terms, subcontractors may be covered under the main contractor's insurance policy or may need to have their own insurance cover. It's essential to clarify subcontractor cover requirements with your insurance provider.
  • Can tiling contractors and bathroom fitters insurance cover legal costs in case of disputes or lawsuits?

    Yes, insurance policies often include coverage for legal expenses, defence costs, settlements, or judgments resulting from liability claims, contractual disputes, or regulatory investigations related to tiling or bathroom fitting activities.
  • What steps should tiling contractors and bathroom fitters take to minimise insurance risks and premiums in the UK?

    Implementing robust risk management practices, maintaining safety protocols, training employees, regularly maintaining equipment, complying with regulations, and working with experienced insurance brokers can help reduce risks and insurance premiums.
  • What support can tiling contractors and bathroom fitters expect from their insurance brokers during claims processes or emergencies?

    Insurance brokers provide guidance, advocacy, and support throughout the claims process, including documenting losses, liaising with insurers, negotiating settlements, and ensuring timely resolutions, minimising disruptions and financial impacts on businesses.
  • Does tiling contractors and bathroom fitters insurance cover the costs of re-doing work due to errors or defects?

    Yes, professional indemnity insurance or errors and omissions insurance can cover the costs of re-doing work due to errors, defects, or inadequate installations, ensuring client satisfaction and protecting against financial losses.
  • Can insurance brokers help tiling contractors and bathroom fitters with risk assessments and safety training?

    Yes, insurance brokers with industry expertise can assist contractors in conducting risk assessments, implementing safety protocols, providing safety training to employees, and recommending risk mitigation strategies to reduce accidents and claims.

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