Help with choosing the right cover options for your business.
All Risks Cover
All risks cover is a type of insurance that covers any risk unless excluding by the underwriter. Any exclusions should be pointed out to you and discussed in full before you accept the terms of the policy.
If your business needs to close after a disaster like a flood or a fire, perhaps even after a forced entry business interruption insurance covers the shortfall in your business' income.
Goods in Transit
This will cover stock and equipment that is being transported from point A to point B. There may be exclusions such as equipment must not be left in the vehicle overnight. Please speak to your broker for more details.
Money and Banking
Provides cover up to a limit for loss of money held. Cash limits may vary from insurer to insurer so please speak to your broker as to any exclusions and the limits placed on your expected policy.